• Non-regulated term loans with lending available throughout England and Wales.
• All business sectors are considered.
• Funding can be provided to individuals, partnerships and limited companies.
• Interest can either be added to the loan or serviced.
• Term loans are from 2 to 5 years.*
• Rates from 4% per annum over the Bank of England Base Rate.
• Loan size ranges from £250,000 to £10 million.
• Security 1st legal charge over residential (non-owner-occupied dwelling), commercial, industrial and development land.
• Up to 75% Loan To Value (subject to underwriting).
• Funding available for business or investment purpose.
• Transactions that fall outside our guidelines may be considered, on a discretionary basis.
• Early redemption charges “exit fees” only apply in the 1st two years from drawdown.

* Minimum 3-month interest term.
* 3% exit fee in year 1, 2% in year 2 – no exit fee from the first day of year 3.
* Rates can vary subject to full credit underwriting and are therefore case specific.