Term Loans
- Non-regulated lending available throughout England and Wales.
- All business sectors considered.
- Funding can be provided to individuals, partnerships and limited companies.
- Interest can either be added to the loan or serviced.
- Terms from 2 to 5 years.*
- Rates from 0.50% per month over the Bank of England Base Rate.*
- Loan size from £250,000 to £10 million.
- Security preferred, namely 1st legal charge over residential (non-owner-occupied dwelling), commercial, industrial and development land.
- Up to 70% Loan To Value (subject to underwriting).
- Funding for business or investment purpose.
- Transactions that fall outside our guidelines may be considered, on a discretionary basis.
- * Minimum 3-month interest term.
- * The monthly equivalent of the annual Bank of England Base rate will be charged in addition to the quoted margin.
- * 3% exit fee in year 1, 2% in year 2 – no exit fee from the first day of year 3.
- * Rates can vary subject to full credit underwriting and are therefore case specific.
